You will own 100% of the property and will be responsible for 100% of all normal running costs including, buildings and contents insurance, factors charges, utility bills, council tax, telephone bills, property maintenance and repairs etc.

EasyMove is a new Plan from Muir Homes which allows you to pay 85% of the purchase price with the remaining 15% being provided as an equity linked based loan by Muir Homes for a maximum period of ten years. This is dependent on development and stock levels.

Q. Can I use my own lender?
A. No – the Plan operates via a Independent Mortgage Broker.

Q. Can I purchase on a "Buy to Let" basis?
A. No - the Plan is not available for this purpose.

Q. Is EasyMove available on all properties?
A. No - it is only available on selected properties. Please ask our Sales Adviser for details.

Q. Can I sell the property within the ten year period?
A. Yes - simply return 15% of the market value of the property* if you sell earlier or within the 10 years.

Example A: on a 3 bed villa priced at £160,000
85% purchased by client = £136,000
15% Equity Linked Loan = £24,000

No rent or interest to pay on 15% for up to 10 years

*At settlement of the loan amount, an independent Valuation Surveyor will be appointed by mutual agreement – the amount to be repaid will be based upon 15% of the market value at time of survey.

N.B.  Any survey / valuation will not include the value of any external home improvements, e.g. conservatories or extensions.  The decision of the surveyor is binding on both parties.

Full settlement of the 15% loan must be made no later than 10 years from the date of settlement of the purchase.

Q. Are any charges applied when settling the equity linked loan?
A. Yes - the cost of the valuation survey and any legal fees added to the amount due.  This also applies should part payment be selected.

Q. How do Muir Homes secure or protect their equity linked loan?
A. A second charge is secured on the property.


Subject to terms and conditions.
Your home may be repossessed if you do not keep up your repayments on your mortgage. Be sure that you can afford the repayments before entering into a credit agreement.
Mortgage available subject to status. Available on selected properties for a limited period only.