Just fill in your details below and a member of our team will give you a call.
Did you know you can own your new home with just a 5% deposit? Did you also know that the Government will provide up to 15% of your house price via an equity loan on eligible properties, meaning you can apply for a much smaller mortgage whilst still owning 100% of your new home!
To date, the Help to Buy scheme has helped over 12,000 people get onto the property ladder in Scotland and that figure is set to continue rising until 2021!
So, let’s find out how Help to Buy Scotland can help you get into your new home quickly and easily!
Help to Buy offers first-time buyers the opportunity to save for their new home, safe in the knowledge that they only need to generate a 5% deposit to be eligible. However, the initiative is currently only available on new build properties up to the value of £200,000.
Thankfully, a selection of our new homes for sale at Sovereign Gate in Peterhead, Castlefleurie in Leven and Strathord Park in Stanley fall under this price bracket!
Using Help to Buy you can easily get on the property ladder at our developments in Stanley and Peterhead with just a 5% deposit.
At Sovereign Gate in Peterhead, we have a number of 2 bedroom homes available from just £130,000. These new build homes are all finished to the exacting standards that our customers have come to expect from us.
You can also use Help to Buy on our Ailsa 2-bedroom homes at Strathord Park which are available from £150,000. Located in the pretty village of Stanley in Perthshire, Strathord Park has been an extremely popular development.
Getting your head around Help to Buy can be tricky, so we understand if you’re still slightly unsure about whether or not you can apply for it.
Luckily for you though, the Scottish Government have compiled a list to consider before you apply:
• Your mortgage and deposit covers a combined minimum 85 percent of the total home price.
• The value of the new build is not over the maximum threshold price of £200,000.
• You have spoken to either a lender or independent financial adviser before you apply.
• Your mortgage must be a repayment mortgage or at least 25 percent of the purchase price. It cannot be an interest-only mortgage.
To find out the full details about the Help to Buy scheme, visit Gov.Scot for more information or get in touch with one of our sales advisors today.